Most homeowners do not realize that an offhand comment during an adjuster visit can make a roof claim harder than it needs to be. You call your insurer after a…
- May 15, 2026
How to Verify a Roofer is Licensed and Insured in PA
Hiring the wrong roofer in Pennsylvania can cost you far more than a bad repair job. If an unregistered contractor works on your home and something goes wrong, you could…
- February 22, 2026
Why Do Insurance Companies Not Like Rolled Roofing?
If you have ever tried to get homeowners insurance with a rolled roof, you know it can feel like an uphill battle. Insurers seem to have a particular aversion to…
- February 8, 2026
How Long Do You Have to Report Roof Storm Damage to Insurance
After a severe storm rolls through your neighborhood, the last thing on your mind is paperwork. You are focused on safety, checking on family, and looking over the visible damage.…
Your roof protects everything underneath it. But when it comes to filing a claim, age matters more than most homeowners realize. Insurance companies in Pennsylvania evaluate roof age carefully, and…
What Storm Damage Does Homeowners Insurance Typically Cover? Will Homeowners Insurance Cover New Siding? What Constitutes Hail Damage to Siding Sufficient to Be Replaced by Insurance? Understanding Coverage Types: Replacement…
- December 13, 2025
What Is the 25% Rule for Roofing? (Insurance & Code Requirements)
If you own a commercial property in Pennsylvania, you have probably heard about the 25% rule at some point. Maybe your contractor mentioned it. Perhaps your insurance adjuster brought it…
- October 22, 2025
How Old May a Roof Be Before Insurance Claims It Is Too Old?
Most homeowners assume insurance companies care mainly about storm damage. In practice they also care a great deal about roof age, because an aging roof becomes a growing risk for…
